Seth Row is an experienced insurance problem-solver and business litigator, representing commercial policyholders, including banks, manufacturers, developers, agriculturists, and public entities, in litigation and negotiation of insurance disputes in Oregon, Washington, and nationwide. Seth has assisted clients in recovering millions of dollars in insurance proceeds under many kinds of insurance policies, including commercial general liability (CGL), employment practices liability (EPL), directors’ & officers’ (D&O), cyber-risk, errors & omissions (E&O), stock, cargo, and marine coverages, through negotiation, arbitration, trial, and appeal.

Seth’s coverage litigation practice has involved several issues of first impression in Oregon insurance law, including the duty to defend EPA enforcement actions under long-tail coverage foms, coverage for intellectual property disputes, and recovery of attorney fees. Seth also provides counseling on business risk management, particularly in emerging areas such as cyber breach prevention and cannabis, through effective insurance procurement. His focus on value-added, bottom-line-focused case management has won him accolades from his clients.

Seth is also a frequent speaker and author on litigation and insurance matters, and has been recognized by Oregon Super Lawyers magazine and other publications for his work in insurance coverage. Seth serves in the leadership of the American Bar Association's Section of Litigation, and the ABA's Insurance Coverage Litigation Committee. Seth has provided pro bono legal services to local housing organizations, transgender individuals, and immigration groups, among others.

Outside of the coverage arena, Seth has substantial experience in business litigation involving commercial transactions, product liability, employment, land-use and environmental issues.

Before joining Miller Nash Graham & Dunn, Seth was a partner with a boutique insurance coverage firm, prior to which he was a litigation associate both with an international law firm and a NW regional firm. Seth started his career as a law clerk to a federal trial judge and in the counsel’s office of a federal agency in Washington, D.C.

Seth is the founder and editor of The Northwest Policyholder, our blog that focuses on insurance coverage issues in the Pacific Northwest.


  • J.D., Georgetown University Law Center, cum laude
  • B.A., Yale University

Bar Admissions

Oregon, Washington, Maryland (inactive)
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